Welcome to Texas Payday Loans. By accessing or using our website and services, you agree to comply with and be bound by the following Terms of Use. These terms govern your use of our services, and if you do not agree with these terms, you should not use our website or services.
1. Use of Services
By using the services provided by Texas Payday Loans, including applying for loans or accessing information, you agree to provide accurate, current, and complete information as required for the loan application process. You also agree to comply with all applicable laws and regulations when using our services.
2. Loan Eligibility
Our loan products are available only to individuals who meet certain eligibility criteria. These criteria may include factors such as age, income, and residence in the state of Texas. By applying for a loan, you affirm that you meet these eligibility requirements.
3. Privacy and Data Security
Texas Payday Loans is committed to protecting your privacy. Please review our Privacy Policy for detailed information on how we collect, use, and protect your personal information. By using our services, you consent to the practices outlined in our Privacy Policy.
4. Loan Terms and Repayment
The terms and conditions of any loan provided by Texas Payday Loans will be disclosed at the time of approval. These terms include the loan amount, interest rate, repayment schedule, and any associated fees. You agree to repay the loan according to these terms.
5. Restrictions on Use
You agree not to misuse or abuse our services, including but not limited to:
- Using our services for fraudulent activities.
- Attempting to interfere with the operation of our website or services.
- Violating any applicable laws or regulations.
6. Disclaimers and Limitation of Liability
Texas Payday Loans makes no representations or warranties about the accuracy, reliability, or completeness of the information provided through our website or services. We are not liable for any damages or losses arising from your use of our website or services, including but not limited to financial loss, data loss, or interruption of service.
7. Modifications to Terms
Texas Payday Loans reserves the right to modify these Terms of Use at any time. Any changes will be posted on this page, and the updated version will become effective immediately upon posting. We encourage you to review these Terms regularly.
8. Governing Law
These Terms of Use are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any legal action or proceeding related to these terms will be brought exclusively in the courts located in Texas.
9. Contact Information
If you have any questions or concerns regarding these Terms of Use, please contact us at email [email protected].